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Center for Financial Services Innovation
The Center for Financial Services Innovation (CFSI) is a nonprofit financial services consultancy headquartered in Chicago, specializing in serving unbanked and underbanked consumers.
An affiliate of ShoreBank Corporation, CFSI grew out of a research project conducted in 2002 by a division of ShoreBank on behalf of the Ford Foundation to examine the gap between supply and demand of financial services for low-income consumers as well as potential strategies to close it. The project,〔Ellen Seidman and Jennifer Tescher, (Unbanked to Homeowner: Improving the Supply of Financial Services for Low-Income, Low-Asset Customers ), Brookings Institution Press, October 2005.〕 authored by Ellen Seidman and Jennifer Tescher showed that millions of Americans are faced with an inadequate supply of well-designed, reasonably-priced financial products and services to both meet short-term needs and provide opportunities for longer-term wealth creation.
==Work==
CFSI serves the industry in three primary ways: as an educator, conducting research and disseminating it widely; as a broker, connecting people and organizations within the industry; and as investor, funding both for-profits and nonprofits.〔http://www.dailygazette.com/news/2008/mar/02/0302_altfinside/〕 It has partnered with tax preparation firms to help underbanked consumers file their taxes.〔http://findarticles.com/p/articles/mi_m0EIN/is_2005_Sept_20/ai_n15398514〕 It regularly provides research grants for financial services researchers.〔http://www.socialedge.org/features/opportunities/archive/2008/02/16/weblogentry.2008-02-14.8407715751〕〔http://www.reuters.com/article/pressRelease/idUS134534+12-Feb-2008+BW20080212〕 It has researched mobile-banking in connection to the underbanked.〔http://www.paymentsnews.com/2007/04/cfsi_releases_n.html〕 It is the sponsor of the annual Underbanked Financial Services Forum, the leading event in this industry.〔http://www.insuranceheadlines.com/Financial-Services/2568.html〕
An April 2013 press release indicated that the Center's Financial Capability Innovation Fund II (FCIF II) would be distributing $2.5 million in grants to eight non-profit organizations, with the goal of supporting efforts to "help consumers improve their credit scores, increase their savings, and avoid unnecessary transaction fees."
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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